Terms and Conditions
Last updated: January 15, 2026
These Terms and Conditions govern the access and use of the kelurantimx.com website, operated by Kelurantimx Servicios Financieros S.A. de C.V. By accessing and using this website, you agree to comply with these terms in their entirety. If you do not agree with any of these terms, we ask that you do not use our website.
1. Acceptance of Terms
By accessing, browsing, or using any service offered through kelurantimx.com, you acknowledge that you have read, understood, and accepted these Terms and Conditions, as well as our Privacy Policy and Cookie Policy.
Kelurantimx reserves the right to modify these terms at any time. Modifications will take effect from their publication on the website. Continued use of the site after the publication of changes constitutes your acceptance of the modified terms.
2. Service Description
Kelurantimx offers financial guidance and consulting services aimed at Mexican citizens. Our services include: information about government support programs, financial education, personalized financial planning consulting, and debt management guidance.
The information and education services available on the website are for guidance purposes and do not constitute binding professional financial advice. For specific financial decisions, we always recommend consulting with a certified professional.
3. Requirements for Use
To use our consulting services, you must be over 18 years of age, reside in Mexican territory, provide truthful and current information in contact forms, and have the legal capacity to accept these terms.
Access to the informational content of the website is available to any user without age or residency restrictions.
4. User Obligations
By using our website, you agree to: provide truthful, complete, and current information; use the site only for lawful purposes and in accordance with these terms; not attempt unauthorized access to Kelurantimx systems or data; not engage in activities that could damage, disable, or overload the site's infrastructure.
Kelurantimx reserves the right to suspend or cancel access to its services for any user who fails to comply with these obligations, without prior notice and without generating any right to compensation.
5. Intellectual Property
All content on the website, including texts, graphics, logos, images, designs, software, and any other material, is the property of Kelurantimx Servicios Financieros S.A. de C.V. or its licensors and is protected by Mexican and international intellectual property laws.
The reproduction, distribution, modification, or commercial use of any content on the website is prohibited without prior written authorization from Kelurantimx.
6. Limitation of Liability
Kelurantimx shall not be liable for direct, indirect, incidental, consequential, or punitive damages resulting from the use or inability to use our website or services, including but not limited to: financial losses derived from decisions made based on information from the site; service interruptions due to technical causes or force majeure; and actions of third parties that may affect the operation of the site.
The information provided on the website is offered for the purpose of guiding the user and does not guarantee specific financial results.
7. Dispute Resolution
Any dispute arising from the use of this website or the interpretation of these Terms and Conditions shall be resolved in accordance with the current laws of the United Mexican States.
The parties agree to submit to the jurisdiction of the competent courts of Mexico City, expressly waiving any other jurisdiction that may correspond to them by reason of their present or future domicile.
8. General Provisions
If any provision of these Terms and Conditions is declared invalid or unenforceable by a competent court, the remaining provisions shall continue in full force and effect.
The failure of Kelurantimx to exercise any right or provision of these terms shall not constitute a waiver of such right or provision. For any questions about these Terms and Conditions, you can contact us at info@kelurantimx.com.